Short term loans are installment loans that are unsecured. The borrower receives one lump sum payment but repays in monthly installments. They are called “short-term” because they are only for a short period of time (up to 12 months) when compared to bank loans. Loans Profit provides payday loans no debit card UK for up to 9 months. Regardless of your credit history, you can apply for a no debit card payday loans. Join the thousands of satisfied customers in the UK who received a loan from us despite having a poor credit rating. We will always make an immediate decision for you. If you are approved and sign the consumer credit agreement, the money will be in your account within one hour.